People have medical conditions in which they need to take medicine. However, even with medical insurance, the cost of some prescription medications can be pretty high. There are ways that people can still get the medication they need without it emptying their bank account every time they need to get a prescription refill, and here how you can do it.

#1. Have a talk with the doctor.

Even though they work in the medical profession, doctors are not aware of how high the cost of prescription medication can be. If people sit down with their doctor, and have a talk about the cost, then maybe he or she can come up with a solution, or maybe try switching their patients over to something that will cost a lot less.

#2. Check around for who can provide the best prescription prices.

There are many prescription drug providers out there, but not all of them offer the same pricing. Some companies brag about offering the lowest prices available, and those are the companies to go with because they will do everything they can to keep the customers they have, and may even offer special reward programs to make drug costs drop even lower.

#3. Ask your doctor for samples of drugs.

Pharmaceutical companies always provide samples of certain drugs in order to get doctors to use them. Sometimes, doctors are up to their ears in drug samples, so it never hurts to ask if they have enough samples to cover the drugs until their next visit. Doctors always want what is best for their patients, and providing enough samples for them to take every month is one way to truly help the people they care for.

#4. Use generic versions of medications.

To help cut back on the cost of getting healthy, some companies do make generic versions of major medications. Typically, generics offer the exact same ingredients as name-brand medications, but they are a lot cheaper to pay for every month.

#5. Check online for medications.

There are a lot of medications that are available for sale, and people can save quite a bit of money using them. Some companies ask for a copy of the prescription before they send it, but there are a lot of companies that may not necessarily require it. Pharmaceuticals are a lucrative business, and there are a lot of companies that use the Internet as a way to get customers. Some companies even give extra pills when people order a certain amount, and like wholesale companies, the more people order the more they will save.

#6.  Talk to the insurance companies.

If there is one expert on prescription drugs, and that is the health insurance company that people have. If there is a problem with a drug being too high, then a quick call to the health insurance company can prove to be pretty useful. Health insurance companies have pharmaceutical experts, and these skilled people understand what drugs do, and can recommend different drugs that can do what the doctors want but for a lot less money.