The Latte Factor is simply the idea that frequent, small dollar purchases add up quickly. We don’t notice them because the purchases are small, like a $3 cup of coffee each morning, but over the course of the year that adds up to serious money. This is nothing new but something to seriously consider and it does not always have something to do with coffee.
I have really been looking at this in my life. What are my purchases that seem so small but add up so quickly?
Confession: Everyday after I leave the gym I swing through the very convenient window at the gas station and get a 32 oz Diet Coke and a “Bug Juice” (10oz flavored sugary drink) for my son. It costs me $2.26 each day. Wow! I go to they gym 20 days a month — that’s over $40 a month! I would be much better off to make a 2 quart package of Kool-Aid and refill an empty Bug Juice bottle — I could get 6 bottles for PENNIES rather than dollars. And what about my Diet Coke? Of course I would me MUCH better off if I just stopped drinking it – but I could could also buy a 2 liter at the grocery store and use the empty bottles for water storage….
Consider the money your family may spend on eating out. Sure it is easy sometimes, but with a little planning you can really save money and improve your health by planning and preparing your meals at home.
Think about what you could do with the money you can save by just redirecting a little bit of the money we are spending each day.
To reveal your Latte Factor, get a notebook and carry it with you for one day. Write down every penny you spend, including cash, checks, credit, and debit cards. This may seem simple, but this exercise can be life changing.
You can invest in your future
Pay off debt
Plan a vacation
Replace the washing machine that is on it’s last leg
What would you do?
I love finding a great deal on cereal – it’s an easy breakfast, stores well with a decent shelf life, and with the right sale and coupon matchup, can be purchased for cheap!
But I often wonder just what exactly I’m trading in nutritionally for that convenience. So recently I’ve tried to make an effort to choose “healthier” cereals for my family. I thought I was doing so well! Little did I know…
Yahoo! Health and Men’s Health Magazine published an article this morning on the best and worst breakfast cereals, ones you might think would be good for you but really aren’t. Guess what I found? I’m an offender on almost every count! Here I was so proud of myself for picking up the Raisin Bran cereal instead of the “sugary kid cereals”…WHAT A SHOCK! And I’m a big proponent of reading the nutrition labels, and I STILL missed this one!
To see what they found, check out the full article HERE. Looks like I have a lot more studying to do… 😉
$10 off any purchase of $10 or more at Aeropostale. Print your coupon at the link below and use if from 4/23-4/25.
Hanes Buy 3 Hanes® products and the Arbor Day Foundation will plant a tree, up to 20,000, on Hanes behalf. We’ll also send you a free Earth Day T-Shirt. Offer good from April 1, 2010 – May 15, 2010.
Here is the link to this offer
BBC Planet Earth – From now through April 26, you can download the first episode of the BBC’s landmark series, Planet Earth, for on iTunes.
Disney Hats – If you are lucky enough to live near a Disney Store you can take advantage of this offer: Visit any today with six empty bottles or cans and you can get a free Disney “youth baseball cap.”
Babies ‘R’ Us – Reusable shopping bags make an appearance every Earth Day, but this year Babies ‘R’ Us is going one step further. With an online coupon that’s valid through April 22, (loads slowly) customers can get a free tote bag and 25 percent off all clothing and shoes that fit inside.
REUSE Jeans
Think it’s impossible to be fashion forward and eco-friendly? Think again. REUSE jeans offer the season’s trendiest styles in sustainable denim constructed from 80-percent recycled fabric. The company’s motto: step into a smaller carbon footprint one leg at a time. In addition to skinny, straight and boot leg jeans, REUSE sells denim skirts and shorts on its Web site, REUSEJeans.com. In honor of Earth Day’s 40th anniversary, everything on the site is half off through April 25 – punch in the promo code EARTH to refresh your closet and help the environment without hurting your wallet.
$1.00 Ink Refills at Walgreens with code: $6365
Make sure you check out your local stores for more Earth Day specials!
Coupons currently available:
You can also get these and additional coupons in the store in their The Whole Deal guide.
They also usually have the Mambo Sprouts coupon booklet in the store.
1. FREE plants!! Receive $20 off a $20 order at www.SpringHillNurseries.com!! Pay shipping only.
More info HERE
2. Two Cases of Hammermill Paper for $11.22 after coupon code and rebate at Staples.com!
More info HERE
3. Three FREE 5×7 Custom Greeting Cards at www.shutterfly.com!
More info HERE
4. Lowest Price of Season Doorbusters plus 15% off plus Earn Kohls Cash!
More info HERE
5. Blizzard Anniversary Week! Buy one DQ Blizzard, get one for .25!! No coupon needed!
More info HERE
6. Baskin-Robbins 31 Cent Scoop Night: Wednesday, April 28, 5 pm – 10 pm!
More info HERE
7. FREE SeaWorld Parks & Entertainment Parks for Military members and family in 2010!
More info HERE
8. Free pretzel at Pretzelmaker/Pretzel Time on National Pretzel Day – April 26th!
More info HERE
9. Lowe’s Vegetable Plants, Herbs and Seed Packets are Buy one get one free from 4/21-4/26!
More info HERE
Salt City Candles are 70-78% off and they ship FREE!!
Just a few examples:
Use code: TWITTER to get free shipping on any order.
Have you ever found yourself calling a repairman for a home appliance problem? Then when they get there & inspect the issue, you find out its a simple fix? Then you are stuck paying a large service call fee when you could have fixed the problem yourself.
Here is an example. Last summer for a week or so I noticed that our refrigerator wasn’t getting as cold as it should. We turned up the temperature but it was not getting colder. I was starting to get concerned….would we have a large repair on our hands? My husband said he would look at it. The next morning as I got the milk out it was very cold! And it was a simple, quick fix.
The fridge and freezer work together to keep the temperature regulated properly. See this vent? It is in the top left of the fridge, and it goes to the freezer on the other side.
The problem was this: That bag of bacon bit was standing up blocking the flow vent. That’s it! Once my husband folded down the bag the fridge started to become colder within the hour. And to think I went a week with this problem. If we had called a service man we would have paid at least $75 for him to just tell us that.
If you have something wrong with an appliance, toilet, or other item in your home, take some time to check into what might be wrong before you pick up the phone to call a repairman. My husband is handy, but if you are not maybe you know someone who is that could give you some tips. It just might save you a wad of cash!
***At the time this blog was posted the DSi and the XBox were included in the promo. The product pages on Barnes & Noble were marked as being included in the promo. B&N has since edited the pages and removed them from the promo.***
50% Off List Price Coupon valid on one eligible item in the Mother’s Day Gift Guide marked with the “MOTHER’S DAY GIFTS” icon with code M4U8F7F – exp 04/26/10. Valid only once per customer.
Included in the sale is a Pink Nintendo DSi
*$90 shipped after code
Also the Microsoft Xbox 360 Arcade for $104 shipped
*$104 shipped after code
Print coupon from the link below and take in to your local Aveda store and enjoy 6 Freebies. It is suggested that you make an appointment first.
Valid through 06/30/10
Just one of the awesome tools here at PYP…ready-made shopping lists. We scour grocery ads to find the best deals at many of your favorite stores, and match them with available coupons. Check the list below and see if you find your favorite store!
Idaho Albertson’s |
Arizona Basha’s |
In celebration of Earth Day’s 40th anniversary, the beloved and award-winning BBC Earth series Planet Earth is now available on iTunes with a special, one-time free episode download (“Pole to Pole”) from April 12 – 26, 2010.
This jaw-dropping, 11-part series from the BBC’s Natural History Unit presents the epic story of life on Earth. Series producer Alastair Fothergill and his team spent four years in production, over 2000 days in the field, using 71 cameramen filming across 204 locations in 62 countries to capture the ultimate portrait of our planet. It has garnered legions of fans and universal critical acclaim with Oprah Magazine saying “It is the most beautiful, wondrous and truly majestic series – the best thing I’ve ever seen on TV.” Using a budget of unprecedented proportions and captured on HD cameras, Planet Earth is among the highest rated and best selling HD programs ever made. It offers stunning visuals perfect for any HD television or HD handheld device like the Apple iPad which launched on April 3rd.
The BBC Natural History Unit has been producing extraordinary programming for over 50 years, and continues to take viewers to new and exciting parts of our Earth. Planet Earth, a BBC/Discovery co-production, aired on the Discovery Channel in 2007. It is the must-see precursor to the highly anticipated BBC nature series Life, currently airing on the Discovery Channel and releasing on DVD June 1, 2010 from BBC Video.
Link to iTunes.com
Search for “Planet Earth From Pole to Pole.”
The following links can be used to access the GrocerySmarts CVS lists in the designated areas. This list is made using the Arizona ad. Some sale prices may differ slightly from area to area, but all coupon information is specific for your area.
CHECK THE BOTTOM OF THIS POST FOR MORE PRINTABLE COUPONS
Arizona
*Arizona CVS PREVIEW List*
Arizona CVS CURRENT List
California – North
*California North CVS PREVIEW List*
California North CVS CURRENT List
California – South
*Californa South CVS PREVIEW List*
California South CVS CURRENT List
Idaho
*Idaho CVS PREVIEW List* (check valid dates)
Idaho CVS CURRENT List (check valid dates)
Nevada
*Nevada CVS PREVIEW List*
Nevada CVS CURRENT List
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ADDITIONAL PRINTABLE COUPONS TO USE:
-U by Kotex Products $1/1 HERE (FINAL PRICE: 2.99 AFTER PROMO)
-Benefiber $2/1 HERE
-John Frieda $2.50/1 HERE (FINAL PRICE: $1.52 and up after promo)
Pretzelmaker®/Pretzel Time® will once again host a day-long National Pretzel Day celebration on April 26 at participating stores across the country. This year the company is putting a new “twist” on the holiday by asking customers to “Sing for Your Snack.” Visit your local Pretzelmaker on National Pretzel Day, sing a snippet from a song of your choice and receive a FREE pretzel (with or without salt). Patrons who prefer not to sing won’t go hungry – they can simply mention “National Pretzel Day” and receive their free snack.